Personal account
Customers can perform any operation remotely
Integration with government services
Integration with "Tunduk" and "Safe City" helps to obtain the most complete and accurate information about all participants of the transaction.
High qualification
The employees have MBA and DBA degrees and extensive management experience in large companies ("Sberbank", "Tinkoff", "Yandex", "RESO-Leasing", "BCS", "Europlan", "Gazprombank Leasing")
Electronic document management
The use of CRM and ERP systems eliminates possible errors, accelerates, and simplifies most processes.
In accordance with our strategy, we constantly improve our product and also adhere to high standards of social responsibility.
Our share of the leasing portfolio is 51.3% of the Kyrgyz market, which indicates that more than half of all leasing contracts in the country are concluded with us. This result is a testament to our systematic approach, efficiency, leadership, and responsibility.
Structured business processes, clear regulations, and modern marketing based on advanced global practices
In-depth interviews with clients to identify new growth areas and improve services
The payment system is based on the performance of each employee
Material support for the training and development of employees
The income level of employees exceeds the average market indicators by more than 50%
Flexible tariffs and quick application processing
Monitoring customer satisfaction using Net Promoter Score
Continuous service improvement based on Customer Journey Map
Centralized feedback and suggestions service for prompt analysis of feedback and problem resolution
Exclusive club for investors with additional privileges
Publication of a corporate magazine with current information about the company and products
Cooperation with banks, insurance companies, and car dealerships
We offer our clients comprehensive and beneficial solutions, and to partners — reliability and mutually advantageous cooperation
Integration with the Lalafo and Mashina.kg platforms for accelerated application processing
The possibility of obtaining an electronic patent and other tax documents without the need to visit government bodies
A personal account for lessees and investors with access to all necessary information
The ability to remotely sign documents using an electronic signature (Dropbox)
Automatic notification of the expiration of the investment contract
Automatic uploading of documents and receiving certificates through biometric data with the "Tunduk" service
Development of systemic measures to protect leasing items and investors' funds in cooperation with the State Traffic Safety Inspectorate (ГУОБДД) and the National Security Committee (ГКНБ) of the Kyrgyz Republic
Mandatory casco and OSAGO insurance for all leasing objects
Real estate insurance against force majeure events, including fires and floods
Equipping all leasing objects with satellite monitoring systems
Assistance in settling insurance claims for lessees: from interaction with insurance companies to monitoring payment deadlines and carrying out repairs
Regular reminders to clients about payments via SMS and calls
Control of financial discipline, as these are not only the company's funds, but also those of our investors
An individual approach to each case, minimizing legal disputes
A loyal approach to non-standard life situations of clients, taking into account their individual circumstances
We are working on creating precedents in leasing disputes, which helps to improve and clarify the Law on Leasing. This approach, based on real cases, helps to adapt legislation to modern challenges
We are actively developing and proposing legal initiatives to simplify and enhance the efficiency of leasing processes
Together with the State Traffic Safety Inspectorate, we held the "Want to live — learn to shine" campaign, within which we distributed reflective elements to elementary school students. The goal of the campaign is to draw attention to the problem of high mortality and injury rates among children as a result of road traffic accidents and to encourage other companies to participate in similar initiatives
We support the "Nur+" rehabilitation center for children with cerebral palsy — our assistance is aimed at improving conditions for rehabilitation and development for children
We support orphanages — regular charitable support helps provide children with everything necessary for comfortable living and care
Discount (5-10%) for leasing.express from official dealers
The price of the car for leasing.express
Advance from the lessee of 25%
Investment in leasing.express for a car
The presented chart illustrates the retention — 70% of the value of a new
car after 30 months
Therefore, the market value of the car is usually higher than the remaining net investment under the leasing agreement.
The residual value of the net investment at the end of the lease term is significantly lower than the market value of the car leased.
The client chooses a car
The sale and purchase agreement for the car and the leasing agreement are concluded.
The client makes an advance payment as well as regular monthly payments (covering the cost of financing and amortization) throughout the entire lease term (up to 4 years).
leasing.express retains ownership of the car for the entire duration of the lease.
The client receives the car after paying the redemption payment.
Leasing Express Finance is regulated by The Law of the Kyrgyz Republic «On Financial Leasing» dated July 4, 2005, No. 95.
Article 5. Leasing Companies
A leasing company has the right to attract funds from legal entities and/or individuals (residents and non-residents of the Kyrgyz Republic) for conducting leasing activities in the manner established by the legislation of the Kyrgyz Republic.
