Bystrodengi is a modern financial service secured by a car
Bystrodengi is a modern financial service secured by a car
A return leasing service that helps people and businesses get money quickly, safely, and without losing their car.
The first specialized printing research center in the country, providing honest and objective information to businesses, government agencies, and private clients.
About the project
About the project
Project basis
Project basis
Bystrodengi is one of the main financial projects in the Central Asia Capital fund's portfolio, providing cash loans secured by a vehicle under a return leasing model.
Bystrodengi is one of the main financial projects in the Central Asia Capital fund's portfolio, providing cash loans secured by a vehicle under a return leasing model.
Legality and transparency
Legitimacy and transparency
The company operates on the basis of the Law of the Kyrgyz Republic "On Financial Leasing" and ensures full transparency of transactions.
The company operates on the basis of the Law of the Kyrgyz Republic "On Financial Lease (Leasing)" and ensures full transparency of transactions.
Terms for Clients
Customers receive up to 60% of the market value of the car in 1 day while continuing to use it. This is a modern alternative to bank loans and pawnshops: fast, legal, and with no hidden conditions.
Clients receive up to 60% of the market value of a car within 1 day while still being able to use it. This is a modern alternative to bank loans and pawnshops: fast, legal, and without hidden conditions.
Project development
The project was established in 2023 and operates in Bishkek and Osh. During its operation, the company has issued loans totaling over 144 million soms and has formed a leasing portfolio of more than 23 million soms.
Financial performance and development
Economic and social significance
Financial performance and development
QuickMoney shows a confident growth in key metrics and an increase in operational efficiency through the digitization of processes and collaboration with partners.
Revenue growth, 2024-2025
+61%
Revenue, 2025
184.6
million som
EBITDA, 2025
10.8
million som
Growth of the customer base
+37%
2024-2025
Project partners
Project partners
Bystrodengi works in partnership with the government, specialized organizations, and companies within the fund, which makes operations safe and transparent and builds trust in the financial instrument.
Government partners
GARTSVS (UNAA), Ministry of Digital Development of the Kyrgyz Republic, Tax Service, Internal Affairs Directorate of the Pervomaisky District
Ministry of Industry and Trade of the Russian Federation
Media partners
Lalafo, Asia FM, Kaktus Media
Partners of Central Asia Capital
leasing.express, Banca, taxi.express
Project team
A strong management team with expertise in leasing and finance, digitalization, and risk management. The leasing.express team combines startup speed with the systematic approach of a mature business.
Umurzakov Saidakbarhan
CEO of Bystrodengi
Ekaterina Moskovkina
Operations Advisor
Leonid Zuykov
Deputy Director General
Technologies
and processes
Thanks to comprehensive automation, Bystrodengi provides a high level of service, reduces the impact of human factors, and speeds up decision-making. The digital infrastructure is one of the key factors for sustainable growth and a competitive advantage for the company.
Degree of automation
High
1C and Bitrix24 for process management.
Transparency
High
Internal audit, reporting for investors.
Scalability
High
The business model is ready for exponential growth.
Strategic goals
Key areas of company development in the coming years
[01]
Digital transformation
Launch of the online platform "Bystrodengi Online" for remote loan processing, launch of the product for Muslim clients.
[02]
Geographical expansion
The opening of an office in Ayu Grand is a strategic location near UNAA, providing access to all regions of Kyrgyzstan by 2026.
[03]
Product expansion
Development of an online product, an Islamic financial product
ESG Principles
Social responsibility
At the core of the philosophy of Bystrodengi is caring for people and the desire to be there in those moments when support is especially important.
Education and support
The company participates in social and educational projects of the Central Asia Capital fund: it helps those who find themselves in difficult situations and raises financial literacy in Kyrgyzstan.
Plans for 2026
In 2026, the company will launch its own charitable program.
Central Asia Capital ecosystem
Bystrodengi is part of the financial and automotive contour of the Central Asia Capital fund.
We are open to cooperation
Explore opportunities for investors
Project team
A strong management team with expertise in leasing and finance, digitalization, and risk management. The leasing.express team combines startup speed with the systematic approach of a mature business.
Umurzakov Saidakbarhan
CEO of Bystrodengi
Ekaterina Moskovkina
Operations Advisor
Leonid Zuykov
Deputy Director General
Technologies
and processes
Thanks to comprehensive automation, Bystrodengi provides a high level of service, reduces the impact of the human factor, and speeds up decision-making. The digital infrastructure is one of the key factors for sustainable growth and a competitive advantage for the company.
Degree of automation
High
1C and Bitrix24 for process management.
Transparency
High
Internal audit, reporting for investors.
Scalability
High
The business model is ready for exponential growth.
Strategic goals
Key areas of company development in the coming years
[01]
Digital transformation
Launch of the online platform "Bystrodengi Online" for remote loan processing, launch of the product for Muslim clients.
[02]
Geographical expansion
The opening of an office in Ayu Grand is a strategic location near UNAA, providing access to all regions of Kyrgyzstan by 2026.
[03]
EBITDA margin — 56%
Development of an online product, an Islamic financial product
ESG Principles
Social responsibility
At the core of the philosophy of Bystrodengi is caring for people and the desire to be there in those moments when support is especially important.
Education and support
The company participates in social and educational projects of the Central Asia Capital fund: it helps those who find themselves in difficult situations and raises financial literacy in Kyrgyzstan.
Plans for 2026
In 2026, the company will launch its own charitable program.
Central Asia Capital ecosystem
Bystrodengi is part of the financial and automotive contour of the Central Asia Capital fund.
We are open to cooperation
Explore opportunities for investors
Project team
A strong management team with expertise in leasing and finance, digitalization, and risk management. The leasing.express team combines startup speed with the systematic approach of a mature business.
Umurzakov Saidakbarhan
CEO of Bystrodengi
Ekaterina Moskovkina
Operations Advisor
Leonid Zuykov
Deputy Director General
Technologies
and processes
Thanks to comprehensive automation, Bystrodengi provides a high level of service, reduces the impact of human factors, and speeds up decision-making. The digital infrastructure is one of the key factors for sustainable growth and a competitive advantage for the company.
Degree of automation
High
1C and Bitrix24 for process management.
Transparency
High
Internal audit, reporting for investors.
Scalability
High
The business model is ready for exponential growth.
Strategic goals
Key areas of company development in the coming years
[01]
Digital transformation
Launch of the online platform "Bystrodengi Online" for remote loan processing, launch of the product for Muslim clients.
[02]
Geographical expansion
The opening of an office in Ayu Grand is a strategic location near UNAA, providing access to all regions of Kyrgyzstan by 2026.
[03]
Product expansion
Development of an online product, an Islamic financial product
ESG Principles
Social responsibility
At the core of the philosophy of Bystrodengi is caring for people and the desire to be there in those moments when support is especially important.
Education and support
The company participates in social and educational projects of the Central Asia Capital fund: it helps those who find themselves in difficult situations and raises financial literacy in Kyrgyzstan.
Plans for 2026
In 2026, the company will launch its own charitable program.
Central Asia Capital ecosystem
Bystrodengi is part of the financial and automotive contour of the Central Asia Capital fund.
We are open to cooperation
Explore opportunities for investors
Kyrgyz Republic
Bishkek, Panfilova Str., 178, «Orion-2»
Documents
Services are licensed
All rights reserved ©2025
Kyrgyz Republic
Bishkek, Panfilova Str., 178, «Orion-2»
Documents
Services are licensed
All rights reserved ©2025
Kyrgyz Republic
Bishkek, Panfilova Str., 178, «Orion-2»
Documents
Services are licensed
All rights reserved ©2025