vehicles in the asset
company portfolio
worth of raised investments
share of the passenger car leasing market
Volume of leasing transactions in Kyrgyzstan, billion $
Personal account for clients
Providing сlients with the ability to perform any transaction remotely, ensuring convenience and time efficiency
Integration with government services
Obtaining the most complete and accurate information about transaction participants through integration with Tunduk and Safe City systems
Highly qualified team
Comprising professionals with MBA and DBA degrees and extensive management experience in leading corporations, including Sberbank, Tinkoff, Yandex, RESO-leasing, BCS, Europlan, and Gazprombank Leasing
E-document flow
Using CRM and ERP systems to eliminate potential errors, speed up and simplifiy processes
Following our strategy, we constantly improve our product and adhere to high standards of social responsibility.
Our share of the leasing portfolio is 51.3% of the market of Kyrgyzstan, which means that at least every second leasing agreement in the country is concluded with us. This result indicates our system-based approach, efficiency, leadership, and responsibility.
Well-established business processes, clear regulations, and modern marketing based on advanced global practices
In-depth interviews with clients in order to identify new growth areas and improve the service
Pay based on the individual employee performance
Financial support for employees’ training and development
Income level of employees is more than 50% higher than the market average
Flexible rates and fast processing of requests
Monitoring customer satisfaction using Net Promoter Score
Continuous improvement of the service based on the Customer Journey Map
Centralized comments and suggestion service for prompt feedback analysis and problem solving
Private club for investors with additional privileges
Publishing a corporate magazine with up-to-date information about the company and products
Cooperation with banks, insurance companies, and car dealerships
Comprehensive and beneficial solutions to our clients and reliability and mutually beneficial cooperation to our partners
Integration with Lalafo and Mashina.kg for accelerated processing of requests
Feature of opening an electronic patent and other tax documents without visiting government agencies
Personal account for lessees and investors with access to necessary information
Feature of remote document signing via electronic signature (Dropbox)
Automatic notification of the end of the investment agreement
Automatic inquiry of documents and certificates through Tunduk using biometric data
Development of comprehensive measures to protect leased items and investor funds together with the State Traffic Safety Inspectorate and the State National Security Committee of the Republic of Kyrgyzstan
Mandatory vehicle insurance for all leased items
Real estate insurance against force majeure, including fires and floods
Equipping all leased items with satellite surveillance systems
Assistance in settling insurance cases for lessees from interaction with insurance companies to monitoring payment deadlines and repair process
Regular reminders about payments via messaging and calling clients
Control of financial discipline, since the money belongs not only to company, but to our investors as well
Customized approach to each case, minimization of litigation
Loyal approach to non-standard life situations of clients, with due consideration of their individual circumstances
We contribute to creating precedents for leasing disputes, which helps improve and clarify the Leasing Law. Based on real cases, this approach helps adapt the legislation to modern challenges
We actively develop and offer legal initiatives to simplify and improve the efficiency of leasing processes
We conducted the campaign "Shine if you want to live" in collaboration with the State Traffic Safety Inspectorate, where we distributed reflective elements to primary school students. The goal of the campaign is to draw attention to the problem of high mortality and injuries among children in car accidents and to encourage other companies to participate in similar initiatives
We support Nur+ Rehabilitation Center for children with cerebral palsy: our assistance is aimed at improving the conditions for rehabilitation and development of children
We support Baby Homes: regular charitable support helps provide babies with everything they need for comfortable living and care
5–10% discount for leasing.express from official dealers
Price of the vehicle
Advance payment from the lessee at least 25%
Investment of leasing.express in the vehicle
The chart illustrates the preservation of 70% of the new vehicle's value in 30 months
Therefore, the market value of the vehicle is normally larger than the remainder of the net investment under the leasing agreement
The remainder of the net investment at the end of the lease term is significantly lower than the market value of the leased vehicle
The client chooses the vehicle
A vehicle sale contract and a leasing agreement are concluded
The client makes an advance payment and regular monthly payments (which cover the cost of funding and depreciation) throughout the entire leasing term (up to 4 years)
leasing.express retains ownership of the vehicle throughout the leasing term
The client receives the car after paying the buyout fee
